{"id":2257,"date":"2026-05-14T11:58:08","date_gmt":"2026-05-14T11:58:08","guid":{"rendered":"http:\/\/altafina.com\/?lws-global-section=accordion-about-us"},"modified":"2026-08-19T20:23:29","modified_gmt":"2026-08-19T20:23:29","slug":"accordion-about-us","status":"publish","type":"lws-global-section","link":"https:\/\/altafina.com\/en\/?lws-global-section=accordion-about-us","title":{"rendered":"Accordion \u2013 About us"},"content":{"rendered":"\r\n
\r\n\r\n \r\n \r\n
\r\n \r\n
\r\n
\r\n
\r\n \r\n \r\n <\/div>\r\n\r\n
\r\n
\r\n
\r\n
\r\n

Portfolio manager vs. investment advisor: What’s the difference?<\/h3> <\/div>\r\n\r\n
\r\n <\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n
\r\n

\"\"<\/p>\n <\/div>\r\n <\/div>\r\n

\r\n
\r\n
\r\n

Why are there so few portfolio managers?<\/h3> <\/div>\r\n\r\n
\r\n <\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n
\r\n

If portfolio managers can offer more comprehensive services, why are there so few of them in Canada?<\/h4>\n

The portfolio manager designation is among the most demanding to obtain in the Canadian investment industry, requiring rigorous education, licensing, and professional experience. By working with a portfolio manager, you can be confident that your investments are being overseen by a highly qualified and experienced professional.<\/p>\n

\"\"<\/p>\n

Sources:<\/p>\n

    \n
  1. https:\/\/www.iiroc.ca\/investors\/dealers-we-regulate<\/a><\/li>\n
  2. https:\/\/www.iiroc.ca\/sites\/default\/files\/2021-06\/f8f7c899-2f61-4f0f-b0d8-e2ca7a8865ff_en.pdf<\/a><\/li>\n
  3. https:\/\/www.cfainstitute.org\/en\/membership\/apply\/work-experience-self-assessment<\/a><\/li>\n
  4. https:\/\/mfda.ca\/wp-content\/uploads\/2022\/12\/ClientResearchReport22.pdf<\/a><\/li>\n
  5. https:\/\/www.csi.ca\/en\/learning\/courses\/ifc\/exam-credits\/<\/a><\/li>\n
  6. https:\/\/www.cfainstitute.org\/en\/programs\/cfa\/candidate-success-center<\/a><\/li>\n<\/ol>\n <\/div>\r\n <\/div>\r\n
    \r\n
    \r\n
    \r\n

    How does discretionary portfolio management simplify your financial life?<\/h3> <\/div>\r\n\r\n
    \r\n <\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n
    \r\n

    How does it simplify your financial life?<\/h4>\n

    With clearly defined investment guidelines established with you in writing<\/strong>, you entrust us with the responsibility of making investment decisions based on your objectives, your risk tolerance, and our professional judgment.
    Think of it this way: you are the CEO, and we are a member of your executive team responsible for implementing your vision and reporting on the results.<\/p>\n

    \u200b
    It’s simpler for you<\/strong> because you no longer need to approve every transaction before it is executed.
    It’s more efficient for your portfolio <\/strong>because we can act quickly and consistently across all client portfolios when opportunities arise. And those aren’t the only benefits. <\/p>\n

      \n
    1. Save time: <\/strong>There’s no need to approve every trade. You won’t have to step out of a meeting or return a call while on vacation just to authorize an investment decision. <\/li>\n
    2. Respond more quickly: <\/strong>Your portfolio manager can act immediately when market opportunities arise, even if you’re unavailable. Investment decisions are made when they should be\u2014not days later after we’ve finally reached you. <\/li>\n
    3. Treat every client fairly:<\/strong> Instead of calling clients one by one and deciding who gets contacted first, your portfolio manager can implement investment decisions simultaneously and fairly across all eligible client portfolios.<\/li>\n
    4. Transparent fees:<\/strong> Portfolio managers are compensated through transparent asset-based fees rather than commissions tied to trading activity. For non-registered accounts, management fees may also be tax-deductible, subject to applicable tax rules.<\/li>\n
    5. More meaningful conversations:<\/strong> Less time discussing individual trades means more time focusing on what truly matters: your goals, tax planning, retirement strategy, estate planning, and changing financial needs.<\/li>\n
    6. Reduce emotional investing:<\/strong> Making investment decisions during volatile markets can be difficult. Selling at a loss or investing when headlines are overwhelmingly negative often feels uncomfortable. An experienced portfolio manager is trained to make disciplined decisions based on a long-term investment strategy rather than short-term emotions\u2014helping keep your portfolio aligned with your objectives. <\/li>\n<\/ol>\n <\/div>\r\n <\/div>\r\n
      \r\n
      \r\n
      \r\n

      What does it mean to be independent? My bank advisor says they’re independent too. <\/h3> <\/div>\r\n\r\n
      \r\n <\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n
      \r\n

      Our independence protects yours<\/h4>\n

      <\/p>\n

        \n
      • Integrity and objectivity:<\/strong> An independent advisor is not subject to corporate pressure to promote a particular investment product. Recommendations are made solely in your best interest. <\/li>\n
      • Freedom to provide objective advice: <\/strong>Free from proprietary product requirements and sales quotas, we can design investment strategies tailored to your unique financial situation.<\/li>\n
      • Access to a broader range of solutions: <\/strong>Through PEAK, independence means access to a wide range of investment and wealth management solutions, including mutual funds, securities, discretionary portfolio management, and insurance products, without being limited to a single financial institution’s offerings.<\/li>\n
      • An agile, client-focused structure:<\/strong> Without layers of bureaucracy, we can provide responsive, personalized service and make decisions based on what’s best for our clients, not what’s best for a large institution.<\/li>\n<\/ul>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\r\n <\/div>\r\n\r\n <\/section>\r\n","protected":false},"template":"","class_list":["post-2257","lws-global-section","type-lws-global-section","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/lws-global-section\/2257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/lws-global-section"}],"about":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/types\/lws-global-section"}],"version-history":[{"count":7,"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/lws-global-section\/2257\/revisions"}],"predecessor-version":[{"id":2412,"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/lws-global-section\/2257\/revisions\/2412"}],"wp:attachment":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/media?parent=2257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}