{"id":2316,"date":"2026-03-22T16:11:27","date_gmt":"2026-03-22T16:11:27","guid":{"rendered":"http:\/\/altafina.com\/?lws-service=insurance-and-annuities"},"modified":"2026-09-26T15:34:49","modified_gmt":"2026-09-26T15:34:49","slug":"insurance-and-annuities","status":"publish","type":"lws-service","link":"https:\/\/altafina.com\/en\/service\/insurance-and-annuities\/","title":{"rendered":"Insurance and Annuities"},"content":{"rendered":"\r\n\r\n<section class=\"section section--banner lws-animate-section\">\r\n    <div class=\"block block-banner\">\r\n        <div class=\"hero background-image\">\r\n                            <div class=\"hero-background\">\r\n                                            <picture>\r\n                            <source media=\"(min-width:1536px)\"\r\n                                    srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/assurance-background-1.jpg\">\r\n                            <source media=\"(min-width:1024px)\"\r\n                                    srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/assurance-background-1-1536x546.jpg\">\r\n                            <source media=\"(min-width:768px)\"\r\n                                    srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/assurance-background-1-1024x364.jpg\">\r\n                            <img decoding=\"async\" src=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/assurance-background-1-768x273.jpg\" alt=\"\">\r\n                        <\/picture>\r\n                    \r\n                                    <\/div>\r\n            \r\n            <div class=\"container relative\">\r\n                                    <div class=\"hero-back\">\r\n                                                <div class=\"buttons-holder lws-fade-item mt-12\">\r\n                            \r\n                            <a href=\"https:\/\/altafina.com\/en\/\"\r\n                               title=\"Back\"\r\n                               class=\"button secondary\"\r\n                               data-realisations-back\r\n                               data-default-url=\"https:\/\/altafina.com\/en\/\">\r\n\r\n                                <svg class=\"w-4 h-4 mr-2 fill-current transition-transform duration-200 group-hover:-translate-x-1\"\r\n                                     xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\r\n                                     viewBox=\"0 0 640 640\">\r\n                                    <path d=\"M169.4 297.4C156.9 309.9 156.9 330.2 169.4 342.7L361.4 534.7C373.9 547.2 394.2 547.2 406.7 534.7C419.2 522.2 419.2 501.9 406.7 489.4L237.3 320L406.6 150.6C419.1 138.1 419.1 117.8 406.6 105.3C394.1 92.8 373.8 92.8 361.3 105.3L169.3 297.3z\"\/>\r\n                                <\/svg>\r\n                                <span>Back<\/span>\r\n                            <\/a>\r\n                        <\/div>\r\n                    <\/div>\r\n                \r\n                <div class=\"hero-content flex flex-col items-center justify-center relative z-20 lws-fade-item\">\r\n                                            <div class=\"title-holder\">\r\n                                                        <h1>Insurance and Annuities<\/h1>\r\n                                                    <\/div>\r\n\r\n                                                    <div class=\"content-holder pt-10\">\r\n                                <div class=\"content-text lws-fade-item\">\r\n                                    <p>Prepare for the unexpected<\/p>\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                                                            <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\r\n    <section id=\"block_abfd14491b19e47402d3d4f391397006\" class=\"section section-content-image palette-default lws-animate-section\">\r\n\r\n        \r\n        \r\n        <div class=\"block block-content-image\">\r\n            \r\n<div class=\"container\">\r\n        <div class=\"columns-holder ratio-50_50 single   pt-8\">\r\n        <div class=\"col-content layout-single\">\r\n            <div class=\"inner lws-flex-column lws-gap-small lws-fade-item\">\r\n                                                            \r\n                                                    <h2 class=\"style-h3\">Protect your financial plan and the people who matter most<\/h2 class=\"style-h3\">                        \r\n                                                    <div class=\"content-text\">\r\n                                <p>A strong financial plan should be able to withstand life&#8217;s unexpected events. We review your existing coverage and evaluate: <\/p>\n<ul>\n<li>Spousal protection<\/li>\n<li>Disability risk<\/li>\n<li>Critical illness risk<\/li>\n<li>Business protection (where applicable)<\/li>\n<li>Tax planning at death<\/li>\n<\/ul>\n<p>Our goal is simple: to help ensure you have the right level of protection\u2014no more and no less\u2014and that your insurance strategy is fully aligned with your overall financial plan.<\/p>\n                            <\/div>\r\n                                                            \r\n                                    <div class=\"buttons-holder lws-fade-item pt-8\">\r\n                                                    <a href='https:\/\/altafina.com\/en\/contact-us\/' title='Get in Touch' target='' class='button secondary'><span>Get in Touch<\/span><\/a>                                            <\/div>\r\n                \r\n                \r\n                            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"col-image\">\r\n            <figure class=\"image-figure\">\r\n\r\n                \r\n                    <div class=\"custom-ratio ratio-one-one lws-radius lws-fade-item\">\r\n                        <picture class=\"\"><source media=\"(min-width:1536px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/04\/family-picnic.jpg\"><source media=\"(min-width:1024px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/04\/family-picnic-1536x1022.jpg\"><source media=\"(min-width:768px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/04\/family-picnic-1024x681.jpg\"><img decoding=\"async\" src=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/04\/family-picnic-768x511.jpg\" alt=\"family picnic\"><\/picture>                    <\/div>\r\n\r\n                    \r\n                \r\n            <\/figure>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n        <\/div>\r\n\r\n    <\/section>\r\n\r\n    <section id=\"block_3dcb2f84099ebc2e287622188c310b72\" class=\"section section-content-image palette-white lws-animate-section\">\r\n\r\n        \r\n        \r\n        <div class=\"block block-content-image\">\r\n            \r\n<div class=\"container\">\r\n        <div class=\"columns-holder ratio-50_50 single revere  pt-8\">\r\n        <div class=\"col-content layout-single\">\r\n            <div class=\"inner lws-flex-column lws-gap-small lws-fade-item\">\r\n                                                            \r\n                                                    <h2 class=\"style-h3\">Independent advice, even for insurance<\/h2 class=\"style-h3\">                        \r\n                                                    <div class=\"content-text\">\r\n                                <p>AltaFina offers complete independence when recommending insurance solutions. We work with Canada&#8217;s leading insurance companies, allowing us to compare options and recommend the solutions that best meet your needs.<\/p>\n<p>*Please note: Insurance is the only service for which we are compensated by commission, as the industry does not currently offer a fee-based compensation model for insurance products. These commissions are established by the insurance companies, not by AltaFina.<\/p>\n<p>For more information, please visit our <a href=\"http:\/\/altafina.altafina.com\/en\/service\/fees-and-investor-protection\/\" target=\"_blank\" rel=\"noopener\" data-fpl-component=\"primitive\">Costs and protection<\/a> page<\/p>\n                            <\/div>\r\n                                                            \r\n                \r\n                \r\n                            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"col-image\">\r\n            <figure class=\"image-figure\">\r\n\r\n                \r\n                    <div class=\"custom-ratio ratio-one-one lws-radius lws-fade-item\">\r\n                        <picture class=\"\"><source media=\"(min-width:1536px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/04\/old-father-and-son.jpg\"><source media=\"(min-width:1024px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/04\/old-father-and-son-1536x1025.jpg\"><source media=\"(min-width:768px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/04\/old-father-and-son-1024x684.jpg\"><img decoding=\"async\" src=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/04\/old-father-and-son-768x513.jpg\" alt=\"old father and son\"><\/picture>                    <\/div>\r\n\r\n                    \r\n                \r\n            <\/figure>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n        <\/div>\r\n\r\n    <\/section>\r\n","protected":false},"parent":0,"template":"","class_list":["post-2316","lws-service","type-lws-service","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/lws-service\/2316","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/lws-service"}],"about":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/types\/lws-service"}],"version-history":[{"count":4,"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/lws-service\/2316\/revisions"}],"predecessor-version":[{"id":3693,"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/lws-service\/2316\/revisions\/3693"}],"wp:attachment":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/media?parent=2316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}