{"id":2339,"date":"2026-04-30T11:47:43","date_gmt":"2026-04-30T11:47:43","guid":{"rendered":"http:\/\/altafina-stripped.dev2.wshost.ca\/what-is-index-based-management-plus\/"},"modified":"2026-08-04T14:05:13","modified_gmt":"2026-08-04T14:05:13","slug":"what-is-index-based-management-plus","status":"publish","type":"page","link":"https:\/\/altafina.com\/en\/what-is-index-based-management-plus\/","title":{"rendered":"What is Index-based Management Plus ?"},"content":{"rendered":"\r\n\r\n<section class=\"section section--banner lws-animate-section\">\r\n    <div class=\"block block-banner\">\r\n        <div class=\"hero background-image\">\r\n                            <div class=\"hero-background\">\r\n                                            <picture>\r\n                            <source media=\"(min-width:1536px)\"\r\n                                    srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/strategie-playing-chess-scaled.png\">\r\n                            <source media=\"(min-width:1024px)\"\r\n                                    srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/strategie-playing-chess-1536x1024.png\">\r\n                            <source media=\"(min-width:768px)\"\r\n                                    srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/strategie-playing-chess-1024x683.png\">\r\n                            <img decoding=\"async\" src=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/strategie-playing-chess-768x512.png\" alt=\"\">\r\n                        <\/picture>\r\n                    \r\n                                    <\/div>\r\n            \r\n            <div class=\"container relative\">\r\n                                    <div class=\"hero-back\">\r\n                                                <div class=\"buttons-holder lws-fade-item mt-12\">\r\n                            \r\n                            <a href=\"https:\/\/altafina.com\/en\/\"\r\n                               title=\"Back\"\r\n                               class=\"button secondary\"\r\n                               data-realisations-back\r\n                               data-default-url=\"https:\/\/altafina.com\/en\/\">\r\n\r\n                                <svg class=\"w-4 h-4 mr-2 fill-current transition-transform duration-200 group-hover:-translate-x-1\"\r\n                                     xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\r\n                                     viewBox=\"0 0 640 640\">\r\n                                    <path d=\"M169.4 297.4C156.9 309.9 156.9 330.2 169.4 342.7L361.4 534.7C373.9 547.2 394.2 547.2 406.7 534.7C419.2 522.2 419.2 501.9 406.7 489.4L237.3 320L406.6 150.6C419.1 138.1 419.1 117.8 406.6 105.3C394.1 92.8 373.8 92.8 361.3 105.3L169.3 297.3z\"\/>\r\n                                <\/svg>\r\n                                <span>Back<\/span>\r\n                            <\/a>\r\n                        <\/div>\r\n                    <\/div>\r\n                \r\n                <div class=\"hero-content flex flex-col items-center justify-center relative z-20 lws-fade-item\">\r\n                                            <div class=\"title-holder no-content\">\r\n                                                            <h1>What is Index-based Management Plus ?<\/h1>\r\n                                                    <\/div>\r\n\r\n                        \r\n                                                            <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\r\n    <section id=\"block_e1a08499db5b9d143b3683978b1514ac\" class=\"section section-double-content palette-default lws-animate-section\">\r\n\r\n        \r\n        \r\n        <div class=\"block block-double-content\">\r\n            \r\n<div class=\"container\">\r\n            <div class=\"lws-flex-column lws-gap-small lws-fade-item lg:max-w-3\/4 text-left mr-auto mr-auto\">\r\n            <h2 class=\"style-h3\">The discipline of index investing, enhanced with thoughtful optimization.<\/h2>\r\n                    <\/div>\r\n    \r\n    <div class=\"content-row align-left col-width-right_small pt-12\">\r\n        <div class=\"cards col col-left lws-flex-column lws-gap-small lws-fade-item\">\r\n                        <div class=\"content-text\">\r\n                <p>We&#8217;ve been using an index investing approach for more than 20 years. Over time, we&#8217;ve refined our methodology to further improve diversification and risk management. The result is Index Plus Investing\u2014an approach built on three key pillars.   <\/p>\n<p><strong>1) A disciplined, diversified index core<\/strong><\/p>\n<p>The foundation of every portfolio is a broadly diversified portfolio of index ETFs. This core is designed to: <\/p>\n<ul>\n<li>Efficiently capture market returns<\/li>\n<li>Keep investment costs low<\/li>\n<li>Maximize global diversification<\/li>\n<\/ul>\n<p>This disciplined foundation has historically provided investors with a high probability of long-term success.<\/p>\n<p><strong>2) Carefully selected satellite positions<\/strong><\/p>\n<p><span style=\"font-weight: 400\">A limited portion of the portfolio may be allocated to complementary investments that provide exposure to areas of the market that are less effectively represented by broad market indexes. These may include: <\/span><\/p>\n<ul>\n<li>Selected value-oriented equities<\/li>\n<li>Less efficient segments of the bond market<\/li>\n<li>Individual bonds<\/li>\n<li>Other targeted investment opportunities<\/li>\n<\/ul>\n<p>The objective is to complement the index core by further improving diversification, enhancing risk management, and providing additional potential sources of return.<\/p>\n<p><strong>3) A disciplined tactical overlay guided by probabilities<\/strong><\/p>\n<p>When exceptional market conditions arise\u2014for example, unusually large interest rate differentials between countries or historically extreme currency exchange rates\u2014we may make modest adjustments to a portion of the portfolio. We describe this as tilting toward the probabilities. These are never large market-timing decisions. Rather, they are small, disciplined adjustments designed to benefit from the increased probability that markets will gradually return to more normal conditions.  <\/p>\n<p><strong>The result: Index-based Management Plus combines:<\/strong><\/p>\n<ul>\n<li>The strength and discipline of index investing<\/li>\n<li>Even broader diversification<\/li>\n<li>Enhanced risk management<\/li>\n<li>Additional opportunities to improve long-term returns<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">In short, it&#8217;s the discipline of index investing, enhanced with thoughtful optimization.<\/span><\/p>\n            <\/div>\r\n                <\/div>\r\n\r\n        <div class=\"cards col col-right lws-flex-column lws-gap-small lws-fade-item\">\r\n                        <figure>\r\n                <div class=\"colomn-image custom-ratio ratio-auto lws-radius lws-fade-item\">\r\n                <picture class=\"\"><source media=\"(min-width:1536px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/noyau-satellite.png\"><source media=\"(min-width:1024px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/noyau-satellite.png\"><source media=\"(min-width:768px)\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/noyau-satellite.png\"><img decoding=\"async\" src=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/noyau-satellite.png\" alt=\"noyau-satellite\"><\/picture>                <\/div>\r\n            <\/figure>\r\n                <\/div>\r\n    <\/div>\r\n\r\n    <\/div>        <\/div>\r\n\r\n    <\/section>\r\n\r\n    <section id=\"block_590e89a5105107a05d03ecd84692dfd3\" class=\"section section-grid-cards palette-white lws-animate-section\">\r\n\r\n        \r\n        \r\n        <div class=\"block block-grid-cards\">\r\n            \r\n<div class=\"container\">\r\n            <div class=\"grid grid-cols-1  items-start\">\r\n            <!-- LEFT -->\r\n            <div class=\"lws-flex-column lws-gap-small lws-fade-item text-center mx-auto\">\r\n\r\n                \r\n                                    <h2 class=\"style-h3\">You may also be interested in<\/h2>                \r\n                \r\n            <\/div>\r\n\r\n            <!-- RIGHT -->\r\n                    <\/div>\r\n    \r\n    <!-- ================= GRID ================= -->\r\n            <div class=\"grid grid-cols-1 md:grid-cols-2    gap-6        cards--styled    pt-12\">\r\n            \r\n                <div class=\"card box-hover relative lws-fade-item\">\r\n                                            <a class=\"absolute-link\"\r\n                           href=\"http:\/\/altafina.com\/le-role-de-notre-comite-de-placement\/\"\r\n                           target=\"\">\r\n                        <\/a>\r\n                                        <div class=\"flex flex-col gap-6\">\r\n                        \r\n                                                            <div class=\"mb-6\">\r\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/07\/gemini-generated-investment-comittee-1024x559.png\" class=\"w-full aspect-5\/4 object-cover lws-radius\" alt=\"Investment Comittee\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/07\/gemini-generated-investment-comittee-1024x559.png 1024w, https:\/\/altafina.com\/wp-content\/uploads\/2026\/07\/gemini-generated-investment-comittee-300x164.png 300w, https:\/\/altafina.com\/wp-content\/uploads\/2026\/07\/gemini-generated-investment-comittee-768x419.png 768w, https:\/\/altafina.com\/wp-content\/uploads\/2026\/07\/gemini-generated-investment-comittee.png 1408w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                                <\/div>\r\n                            \r\n                                                            <h3 class=\"style-h6\">The role of our investment committee<\/h3>\r\n                            \r\n                        \r\n                                                    <div class=\"content-text content-card mb-6\">\r\n                                <p>With thousands of investment products available, every decision deserves more than a single opinion. Our Investment Committee brings together experienced professionals who carefully analyze, challenge, and oversee the selection of the investments used in our clients&#8217; portfolios. <\/p>\n                            <\/div>\r\n                        \r\n                                                    <span class=\"link-button-icon\">\r\n                                Learn More\r\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\r\n                                     width=\"4\" height=\"7\"\r\n                                     viewBox=\"0 0 4 7\" fill=\"none\">\r\n                                    <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n                                          d=\"M3.81469 3.2335C3.93508 3.3539 3.93508 3.54907 3.81469 3.66946L0.671602 6.81254C0.551206 6.93293 0.35604 6.93293 0.235644 6.81254L0.0902971 6.66721C-0.0300991 6.54682 -0.0300991 6.35162 0.0902971 6.23122L2.87006 3.45148L0.0902969 0.671724C-0.0300993 0.551328 -0.0300993 0.356162 0.0902968 0.235766L0.235643 0.0904193C0.35604 -0.0299769 0.551206 -0.0299769 0.671602 0.0904193L3.81469 3.2335Z\"\r\n                                          fill=\"currentColor\"\r\n                                          opacity=\"0.75\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                                            <\/div>\r\n                <\/div>\r\n            \r\n                <div class=\"card box-hover relative lws-fade-item\">\r\n                                            <a class=\"absolute-link\"\r\n                           href=\"http:\/\/altafina.com\/les-8-grands-principes-fondamentaux-altafina\/\"\r\n                           target=\"\">\r\n                        <\/a>\r\n                                        <div class=\"flex flex-col gap-6\">\r\n                        \r\n                                                            <div class=\"mb-6\">\r\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/5650bc-195c6b67210d40bbb23dddbb84cf814fmv2-1-1024x559.jpg\" class=\"w-full aspect-5\/4 object-cover lws-radius\" alt=\"AltaFina&#039;s eight guiding investment principles\" srcset=\"https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/5650bc-195c6b67210d40bbb23dddbb84cf814fmv2-1-1024x559.jpg 1024w, https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/5650bc-195c6b67210d40bbb23dddbb84cf814fmv2-1-300x164.jpg 300w, https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/5650bc-195c6b67210d40bbb23dddbb84cf814fmv2-1-768x419.jpg 768w, https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/5650bc-195c6b67210d40bbb23dddbb84cf814fmv2-1-1536x838.jpg 1536w, https:\/\/altafina.com\/wp-content\/uploads\/2026\/05\/5650bc-195c6b67210d40bbb23dddbb84cf814fmv2-1-2048x1117.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                                <\/div>\r\n                            \r\n                                                            <h3 class=\"style-h6\">AltaFina&#039;s eight guiding investment principles<\/h3>\r\n                            \r\n                        \r\n                                                    <div class=\"content-text content-card mb-6\">\r\n                                <p>Financial markets are unpredictable. Portfolio management shouldn&#8217;t be. Our eight guiding principles form the foundation of our investment philosophy and shape every investment decision we make.  <\/p>\n                            <\/div>\r\n                        \r\n                                                    <span class=\"link-button-icon\">\r\n                                Learn More\r\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\r\n                                     width=\"4\" height=\"7\"\r\n                                     viewBox=\"0 0 4 7\" fill=\"none\">\r\n                                    <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n                                          d=\"M3.81469 3.2335C3.93508 3.3539 3.93508 3.54907 3.81469 3.66946L0.671602 6.81254C0.551206 6.93293 0.35604 6.93293 0.235644 6.81254L0.0902971 6.66721C-0.0300991 6.54682 -0.0300991 6.35162 0.0902971 6.23122L2.87006 3.45148L0.0902969 0.671724C-0.0300993 0.551328 -0.0300993 0.356162 0.0902968 0.235766L0.235643 0.0904193C0.35604 -0.0299769 0.551206 -0.0299769 0.671602 0.0904193L3.81469 3.2335Z\"\r\n                                          fill=\"currentColor\"\r\n                                          opacity=\"0.75\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                                            <\/div>\r\n                <\/div>\r\n                    <\/div>\r\n    \r\n    <\/div>        <\/div>\r\n\r\n    <\/section>\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2339","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/pages\/2339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/comments?post=2339"}],"version-history":[{"count":1,"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/pages\/2339\/revisions"}],"predecessor-version":[{"id":2342,"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/pages\/2339\/revisions\/2342"}],"wp:attachment":[{"href":"https:\/\/altafina.com\/en\/wp-json\/wp\/v2\/media?parent=2339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}