{"id":2847,"date":"2024-10-16T11:14:29","date_gmt":"2024-10-16T11:14:29","guid":{"rendered":"http:\/\/altafina-stripped.dev2.wshost.ca\/gifts-of-securities-more-advantageous-than-you-think\/"},"modified":"2026-08-11T19:26:33","modified_gmt":"2026-08-11T19:26:33","slug":"gifts-of-securities-more-advantageous-than-you-think","status":"publish","type":"post","link":"https:\/\/altafina.com\/en\/gifts-of-securities-more-advantageous-than-you-think\/","title":{"rendered":"Gifts of securities: more advantageous than you think!"},"content":{"rendered":"\r\n
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Thinking of donating to charity?<\/strong><\/h5>\n

Gifts of securities (e.g., publicly traded stocks or ETFs) with substantial capital gains offer significant advantages over cash donations:<\/p>\n

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  1. Tax credit:<\/strong>\u00a0Like cash donations, gifts of publicly traded securities qualify for a non-refundable tax credit.
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    \n* Note that if you are in the highest federal tax bracket, the federal tax credit can be as high as 33% (instead of 29%) on a portion of your donation.
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    \n<\/span><\/li>\n
  2. \n

    Tax-exempt capital gains:<\/strong>\u00a0Unlike cash gifts, making a gift of securities allows you to avoid capital gains tax and therefore your gift costs you less than if you would have sold them.
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    \n<\/span><\/p>\n<\/li>\n

  3. Additional benefits<\/strong>: The tax advantage is even greater if capital gains avoidance preserves other income-related benefits, such as Old Age Security (OAS) pension.<\/span><\/li>\n<\/ol>\n

     <\/p>\n

    To maximize the benefits of gifts of securities, keep the following points in mind:<\/strong><\/h6>\n

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