A Vast and Complex Investment Universe
Canada’s investment landscape now includes more than 150 fund and ETF providers, offering over 4,600 products. Add individual securities, bonds, and international markets, and investors are faced with an investment universe of more than 15,000 options.
With such an extensive range of choices, our role is to cut through the complexity and identify what truly adds value. We are not driven by what is new, but by what is effective, consistent, and capable of delivering results.
A Selection Process Guided by Expertise and Experience
Our investment selection process is overseen by an Investment Committee whose members bring complementary areas of expertise and decades of combined experience in portfolio management and financial planning:
Gino Gauthier, B.B.A., CIMMD, F. Pl. – Portfolio Manager, Financial Security Advisor, and Financial Planner with over 25 years of experience.
Gaétan Lebrun, B.B.A., CIMMD, F. Pl. – Portfolio Manager, Financial Security Advisor, and Financial Planner with nearly 25 years of experience.
Patrick Racicot, B.Eng., MBA, CFA – Portfolio Manager with a specialized Master’s in Investment Management and over 15 years of experience.
Francis Poirier, B.B.A., M.Fin., CFA, Pl. Fin. – Associate Portfolio Manager, Financial Security Advisor, and Financial Planner, with a Master’s in Finance and over 5 years of experience.
Loïc Poupart, B.B.A., CIMMD – Associate Portfolio Manager.
The committee meets regularly to assess market conditions and adjust portfolio positions when appropriate. This structure provides a rigorous governance framework in which every investment decision is carefully reviewed before being implemented.
The key components of our decision-making process.
1. Complete Independence in Decision-Making
Our governance structure is entirely free from external influence. We do not receive sales commissions or financial incentives from investment product providers. This independence allows us to evaluate and recommend solutions solely on their merits and on how well they serve your interests.
2. A Rigorous, Evidence-Based Methodology
Our portfolios are continuously reviewed to ensure they remain relevant in an ever-changing economic environment. Every investment must meet a rigorous set of evaluation criteria:
To learn more about our methodology, visit AltaFina’s 8 Fundamental Investment Principles.
3. A Perspective Shaped by Experience
Our portfolio managers have navigated numerous economic and market cycles and bring complementary professional backgrounds to the committee. This experience helps the Committee remain disciplined during periods of volatility and ensures that long-term strategy continues to guide every decision.
Our decisions therefore draw on both evidence-based analysis and the seasoned professional judgment developed over decades of experience
Conclusion: Governance Designed to Protect Your Wealth
In an increasingly complex financial environment, our investment committee provides disciplined oversight, independent decision-making, and the benefit of proven expertise. Its objective is clear: to grow and preserve your wealth by improving the probability of long-term success while maintaining rigorous risk management.
Financial markets are unpredictable. Portfolio management shouldn’t be.
Index investing is widely recognized for its efficiency. After more than 20 years of applying this approach, we have refined our methodology and developed Index-based Management Plus: a strategy that captures the benefits of index investing while adding an additional layer of optimization.
Personal guidance.
Independent advice.
Results that speak for themselves.