Accordion – About us

If portfolio managers can offer more comprehensive services, why are there so few of them in Canada?

The portfolio manager designation is among the most demanding to obtain in the Canadian investment industry, requiring rigorous education, licensing, and professional experience. By working with a portfolio manager, you can be confident that your investments are being overseen by a highly qualified and experienced professional.

Sources:

1. https://www.iiroc.ca/investors/dealers-we-regulate
2. https://www.iiroc.ca/sites/default/files/2021-06/f8f7c899-2f61-4f0f-b0d8-e2ca7a8865ff_en.pdf
3. https://www.cfainstitute.org/en/membership/apply/work-experience-self-assessment
4. https://mfda.ca/wp-content/uploads/2022/12/ClientResearchReport22.pdf
5. https://www.csi.ca/en/learning/courses/ifc/exam-credits/
6. https://www.cfainstitute.org/en/programs/cfa/candidate-success-center

How does it simplify your financial life?

With clearly defined investment guidelines established with you in writing, you entrust us with the responsibility of making investment decisions based on your objectives, your risk tolerance, and our professional judgment.
Think of it this way: you are the CEO, and we are a member of your executive team responsible for implementing your vision and reporting on the results.

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It’s simpler for you because you no longer need to approve every transaction before it is executed.
It’s more efficient for your portfolio because we can act quickly and consistently across all client portfolios when opportunities arise. And those aren’t the only benefits.

1. Save time: There’s no need to approve every trade. You won’t have to step out of a meeting or return a call while on vacation just to authorize an investment decision.
2. Respond more quickly: Your portfolio manager can act immediately when market opportunities arise, even if you’re unavailable. Investment decisions are made when they should be—not days later after we’ve finally reached you.
3. Treat every client fairly: Instead of calling clients one by one and deciding who gets contacted first, your portfolio manager can implement investment decisions simultaneously and fairly across all eligible client portfolios.
4. Transparent fees: Portfolio managers are compensated through transparent asset-based fees rather than commissions tied to trading activity. For non-registered accounts, management fees may also be tax-deductible, subject to applicable tax rules.
5. More meaningful conversations: Less time discussing individual trades means more time focusing on what truly matters: your goals, tax planning, retirement strategy, estate planning, and changing financial needs.
6. Reduce emotional investing: Making investment decisions during volatile markets can be difficult. Selling at a loss or investing when headlines are overwhelmingly negative often feels uncomfortable. An experienced portfolio manager is trained to make disciplined decisions based on a long-term investment strategy rather than short-term emotions—helping keep your portfolio aligned with your objectives.

Our independence protects yours

• Integrity and objectivity: An independent advisor is not subject to corporate pressure to promote a particular investment product. Recommendations are made solely in your best interest.
• Freedom to provide objective advice: Free from proprietary product requirements and sales quotas, we can design investment strategies tailored to your unique financial situation.
• Access to a broader range of solutions: Through PEAK, independence means access to a wide range of investment and wealth management solutions, including mutual funds, securities, discretionary portfolio management, and insurance products, without being limited to a single financial institution’s offerings.
• An agile, client-focused structure: Without layers of bureaucracy, we can provide responsive, personalized service and make decisions based on what’s best for our clients, not what’s best for a large institution.